Loan Rates

Loan rates current as of: July 1, 2010

   
Personal Loans Rate as Low as:
1 to 48 Months 8.49%
49 to 60 Months 9.49%
   
 
New or Used Cars* Rate as Low as:
  1 - 60 Months 4.24%   
61 - 72 Months 4.24%
  *Based on NADA retail value
   Receive a .25% discount with a Share Draft Account (Checking Account)

2nd Fixed Rate Mortgage

Rate as Low as:
5 Years 4.99%
10 Years 5.99%
15 Years 6.99%
   
Debt Consolidation Loans Rate as Low as:

 1 - 48 Months with Share Draft Account (Checking)

7.99%
60 - 72 Months with Share Draft Account (Checking) 8.99%
   
Vacation Loans Rate as Low as:
April-August  
Maximum $2500 / 12 Months 10.00%
Maximum $2500 / 12 Months with Share Draft Account (Checking)  9.50%
   
Holiday or Christmas Loans  Rate as Low as:
October-December  
Maximum $2500 / 12 Months 10.00%
Maximum $2500 / 12 Months with Share Draft Account (Checking)  9.50%
   
   

With a Share Draft Account get a .25% Rate Discount on New or Used Cars Loans!

Motor Boats/Motor Homes financed from 73 to 180 months will pay an extra 2.50% on regular or special loan interest rate.

100 % Financing, including Tax & Registration.
We will not finance the cost of the car insurance.

 
Maximum Amount Of Loans
Unsecured Personal $7,500.00 Maximum Term 60 months
New Cars, Used Cars $75,000.00 Maximum
Share Pledge Loans Equal to the amount in the Regular Shares Account (Max. $40000.00)
Debt Consolidation Maximum $15,000.00 as low as 8.49% for 72 months
Debt Consolidation Maximum $15,000.00 as low as 7.99% for 72 months, with Share Draft
Vacation Loans Apr. - Aug. - Maximum $2,500.00 - Terms 12 months - 10 %
Vacation Loans Apr. - Aug. - Maximum $2,500.00 - Terms 12 months – 9.50 %, with Share Draft
Christmas Loans Oct. - Dec. - Maximum $2,500.00 - Terms 12 months - 10 %
Christmas Loans Oct. - Dec. - Maximum $2,500.00 - Terms 12 months – 9.50 %, with Share Draft
   

Share and Loan rates subject to change without notice.

APR - Annual Percentage Rate